How to Find a Good Bankruptcy Lawyer (How to Find a Reputed Bankruptcy Lawyer)
The need for a bankruptcy lawyer San Jose has climbed to new heights. This city has been a victim of severe house crashing and precisely for this purpose; many people have filed for a bankruptcy. They have done this in order to relieve themselves of the ever increasing financial burdens that have plagued their daily lives. The major financial burden that takes up a majority of people’s monthly budgets is mortgage payments. You need to find the best possible bankruptcy lawyer in this scenario. By best bankruptcy lawyer we mean someone who you can rely upon completely to take you out of your financial dilemma, someone who takes a personal interest in and understands your financial issues, and someone who is sufficiently trained and qualified to handle the kind of bankruptcy you are declaring.
There are a number of tips you should follow if you are looking for the best bankruptcy lawyer in your vicinity. You will obviously have to carry out a thorough search of all the lawyers in your area who are currently dealing with cases of bankruptcy. The foremost consideration should be whether the attorney provides a free consultation with the lawyer before hiring him. This is essential because only a one-to-one conversation with a lawyer can allow you to gauge whether he will be able to handle your case or not. If you are not satisfied with the attorney, you can always look for another one. Another factor to keep in mind when filing a bankruptcy is the type of bankruptcy you aim to apply for. For the average consumer, this will be either the Chapter 7 or Chapter 13 bankruptcy. Make sure you go for a lawyer who is familiar with both types and has dealt with many cases of bankruptcy before. Moreover, the lawyer should be able to explain all types of bankruptcy options and decide which one is the best for you in accordance with your particular situation and requirements.
Another important question for many people is whether the attorney they have signed a deal with will appear at all the court meetings and hearings or if another lawyer will be sent to represent him in the court. Some people do not approve of other lawyers, who they are not familiar with and find hard to trust, handling their court hearings. Hence, you must ask this question at the first consultation if you are particular about these things. Another question you may want to ask the attorney is about the number of cases they have dealt with previously and the number of cases they are dealing with currently at the same time. If they are dealing with a large number of cases, it is very unlikely that your case will be given top priority or the lawyer will spend a lot of time explaining the details of the case to you.
The fees charged by different bankruptcy attorneys are a major consideration in choosing one. Where some lawyers may demand a one-time fee for the entire case, there are others who will have an hourly or daily rate for the time they spend handling your case. You need to ask them the rate they charge on the very first consultation as this will be a major deciding factor. The fees may increase due to certain circumstances, and make sure you are aware of these conditions. You may even wish to check the lawyer’s record with the state bar. If the record and clean and favorable, you should go for this attorney. All these tips will ensure that you find the best bankruptcy lawyer.